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Travel Insurance Helps Make International Travel Smooth
Most travelers know that purchasing travel insurance is a wise thing to do.However, strictly speaking, “travel insurance” is not a single type of insurance, but an umbrella term encompassing many types of insurance, although the most common type is travel health insurance. You can also purchase trip cancellation insurance,travel evacuation insurance, and flight insurance.
You may research the travel insurance that your friend purchased when he visited Spain, but remember that his situation might have been vastly different from yours. International travelers usually purchase trip cancellation insurance and travel health insurance, or a combination of the two.
Trip cancellation insurance is cover for the occurrence of the trip—which means that you are insuring against the possibility of the trip being cancelled. This plan usually also comprises trip interruption insurance, which covers the financial loss if you need to return earlier than planned. Usually, trip cancellation insurance covers cancellations or interruptions in case they occur due to specific reasons.
Trip cancellation insurance or trip interruption insurance are valid if the trip schedule is changed when the traveler, traveling partner, or immediate family member passes on or is seriously ill, the home of the plan holder is destroyed, the plan holder is called for active military or jury duty, or is subpoenaed. Some plans cover the plan holder for the loss of his/her job and weather that makes travel impossible.
It is best to purchase trip cancellation insurance as soon as the travel tickets are purchased, to maximize coverage.Narrow down your plan choices before purchasing your ticket and sign on to the plan as soon as your itinerary is confirmed.Remember that trips finalized at the last minute are less prone to changes.
Travel medical insurance is the other main type of travel insurance, protecting the plan holder from the costs of medical care when traveling. The common benefits offered by travel medical insurance plans are emergency services, inpatient and outpatient care, surgery, consultation, medical tests, and limited prescription medication.
Since travel insurance plans are international plans, they usually cover mergency medical evacuation. Accidental death and dismemberment is also covered by most plans.
Cancellation and medical care are not the only problems that you might face when traveling and so, your trip cancellation insurance plan will include other benefits—for example, in case your baggage is lost or delayed in arrival, or if your identity is stolen. Some plans also offer travel assistance services. However, to know the exact nature of the coverage offered, it is best to consult the plan schedule of benefits.
I need to replace a door knob. Are they one size fits all or do I have to measure something?
I think the question speaks for itself.
Door knobs have many differences if they are older, like 50 yrs. That is complicated.
Newer ones have two things to look for, the set back and the hole size.
Measure the distance from the edge of the door to the middle of the knob, it will be either 2 3/4" or 2 3/8" back-set. You can buy door knobs that have an adjustable back-set, where you can change the setting before you put it in.
Measure the diameter of the hole that the handle goes through, most door knobs are 2 1/8"
Frank Zappa: Inca Roads
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